Florida’s car insurance laws are designed to try to reduce lawsuits. In reality, they can make your legal picture more complicated and increase your need for an experienced car accident lawyer.

There could be multiple insurance companies involved in the picture, and it could take a significant amount of work before you can get full compensation for your car accident injuries. If you or a loved one have been in a car accident, reach out to the experienced attorneys at Stevenson Klotz Injury Lawyers. Our Pensacola car accident lawyers can help you file a lawsuit if your PIP benefits run out.

No-Fault Insurance Law in Florida Means You Go Through Your Insurance First

Florida is a no-fault state for car insurance. No matter what happened in the accident, your own insurance will cover your medical bills and lost wages up to the extent of your coverage. This system is known as Personal Injury Protection (PIP).

How much PIP coverage you have depends on the policy that you have purchased. In Florida, the state law is that you must have at least $10,000 in coverage. In today’s world, that is not a high amount of coverage.

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