Car Accidents on Private Property – What You Need to Know
Car accidents on private property are affected by Florida’s no-fault insurance system. If you are in a car accident on private property and damage that property, you will claim your own injuries on your Personal Injury Protection (PIP) insurance. On the other hand, the property owner will make a claim for their damages to your Property Damage Liability coverage.
What to Do After an Accident on Private Property in Florida?
Report the accident to the authorities. Call the police and report the accident. Ask for a copy of the report even if the police do not respond to the accident scene. Also, report it to any security personnel available at the private property.