Some motorcyclists have a reputation for being thrill-seeking daredevils. While some motorcyclists fit this mold, most riders are law-abiding citizens who operate their bikes responsibly and enjoy cruising on their motorcycles. Regardless, insurance companies can harbor bias towards motorcycle riders and often treat them differently than other drivers after an accident.
This bias can adversely affect your settlement offers from insurance adjusters during the claim process because they think you’re reckless and dangerous on a motorcycle. However, that does not mean you should give up on your rights as a motorcyclist or settle for less than what you should receive after an injury caused by someone else’s negligence!
Why Insurance Companies Harbor Bias Towards Motorcyclists