Progressive Premier Insurance Company of Illinois has filed a lawsuit seeking damages for a vehicular incident involving a fallen tree. The complaint was filed on December 1, 2024, in the County Court of Pinellas County, Florida, against Matthew Lanier Campbell.

The case revolves around an unfortunate event that occurred on June 10, 2024. On this date, Melissa Mayo, the insured party under Progressive Premier Insurance Company of Illinois, experienced damage to her vehicle due to a tree falling on it. The plaintiff claims that the defendant, Matthew Lanier Campbell, who owned and managed the property where Mayo resided as a tenant at 1050 Indiana Ave., Palm Harbor, was negligent in maintaining the trees on his property. According to the complaint, one such tree was visibly damaged or diseased and ultimately fell onto Mayo’s parked vehicle during windy conditions.

Progressive Premier Insurance Company argues that Campbell’s negligence in failing to remove or properly maintain the rotted or diseased tree directly led to foreseeable damage to Mayo’s vehicle. The insurance company had compensated Mayo with $7,338.67 for her loss under her policy with them but is now seeking reimbursement from Campbell for this amount along with an additional $850 deductible paid by Mayo herself.

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