A new state report points to signs that recent tort reforms aimed at reducing litigated property insurance claims are gaining traction, but industry officials caution that more time is needed before any victory can be declared in the current insurance crisis.

In 2022, the percentage of the nation’s total homeowners claims filed in Florida stood at 14.93%, according to the Florida Office of Insurance Regulation (OIR). The agency’s Property Insurance Stability Report released on Jan. 1 also found that Florida homeowners’ lawsuits filed in 2022 represented 70.83% of the U.S. total.

The latter statistic may seem way out of sync with Florida’s population, but the report also shows that in 2020, Florida’s litigated property insurance claims made up 79.16% of the nation’s total. This shows a downward litigation trend in recent years, according to the report.