The Cambo Ferry Law Firm has publicly opposed House Bill 1551, expressing concerns that the bill’s prevailing party language could be exploited and destabilize Florida’s property insurance system. This announcement was made in a White Paper released on March 19.

House Bill 1551 proposes a prevailing party standard for awarding attorney fees in property insurance disputes. However, the Cambo Ferry Law Firm warns that this framework lacks clarity and invites manipulation by plaintiffs’ attorneys. The firm argues that the bill undermines recent reforms and reopens legal loopholes that previously destabilized the state’s insurance market.

According to the White Paper, “House Bill 1551 is not a true prevailing party statute as it will be manipulated by the trial bar. The only way it will not be manipulated is if the trial results in a full defense zero verdict.” The firm contends that this high threshold strips carriers of meaningful protection and reintroduces legal ambiguity. Without clearer definitions and safeguards, the bill could lead to increased litigation and higher premiums.