October was Cybersecurity Awareness Month, and for businesses across Florida, it was a timely reminder that no company is immune from cyber threats.

What was once an issue primarily for large corporations with extensive data has now become a concern for businesses of all sizes. As hackers grow more sophisticated, even small companies find themselves vulnerable to costly attacks.

The insurance industry — particularly the surplus lines sector — has had to respond rapidly to this evolving landscape. Surplus lines insurers specialize in covering complex risks, stepping in when traditional carriers cannot. Cybersecurity is one of those areas where expertise and adaptability are critical.