Sen. Danny Burgess

A measure repealing Florida’s no-fault, person injury protection (PIP) auto insurance system and replacing it with an at-fault, bodily injury system has passed its second Senate Committee.

The Senate Judiciary Committee on February 15 passed SB 54, which would do away with PIP, raise required coverage limits on policies, offer lower limits for students and low-income drivers, and make it harder to sue insurance companies for bad faith. Those seeking bad faith actions would have to show the insurer violated its duty of good faith to the insured and in failing to settle a claim.